How Stripe prices
Captured September 18, 2026 at 1440px wide. The page continues below the crop (22,429px in total).
Stripe plans and prices
| Plan | Price | Billing |
|---|---|---|
| StandardAccess a complete payments platform with simple, pay-as-you-go pricing. | 2.9% + 30¢ | per successful transaction for domestic cards |
| CustomDesign a custom package— available for businesses with large payments volume or unique business models. | Custom |
As printed on the page captured September 18, 2026.
How does Stripe pricing work?
The value metric is the successful transaction, priced as a percentage plus a fixed fee: '2.9% + 30¢ per successful transaction for domestic cards', then '+ 0.5% for manually entered cards', '+ 1.5% for international cards' and '+ 1% if currency conversion is required'. Each product carries the unit that fits it: '5.99% + 30¢' for Klarna, '0.8% ACH Direct Debit' with a '$5.00 cap', '1.5% of the transaction amount in USD' for stablecoins, '$15.00 for each dispute you receive', '0.4% on transaction total' with a '$2.00 cap per invoice' for post-payment invoices, and '3.5% per successful Managed Payments transaction in addition to Payments fees'. A take rate fits payments because Stripe's revenue tracks its customers' revenue.
'Pricing built for businesses of all sizes' opens on two cards. Standard offers 'simple, pay-as-you-go pricing' with Get started, and Custom is 'available for businesses with large payments volume or unique business models' with Contact sales and four named levers: IC+ pricing, Volume discounts, Multi-product discounts and Country-specific rates. A pill nav for Standard pricing, Custom pricing and FAQs follows the reader. 'Features available out of the box' lists what every account gets, from 195 countries and 135+ currencies to Radar fraud prevention and 24x7 support, and 'Explore pricing for the full Stripe platform' runs product by product through Global payments, Money management, Revenue and finance automation and More.
Under the hood, Stripe has no feature tiers at all. Capabilities are included for every account, and the commercial variable is the rate. That keeps the self-serve offer to one number and moves every negotiation to the Custom door, where IC+ pricing passes interchange through at cost plus a margin, a structure built for large merchants who want to see each cost line. Optional services carry their own units, a custom domain at '$10.00 per month' and card readers priced as hardware, while payment optimizations are marked 'Included with Payments'. Fees are written with their conditions: the dispute countered fee comes back 'for won disputes', Smart Disputes charges '30% of the disputed amount for each dispute you win', and the stablecoin rate on Link prints both its promotion and its end date.
What does Stripe's pricing page do well?
- One headline rate, 2.9% + 30¢ per successful domestic card transaction, sits beside the promise of no setup fees and no monthly fees
- The Custom card lists what negotiation unlocks, IC+ pricing, Volume discounts, Multi-product discounts and Country-specific rates, so Contact sales is a described offer
- Surcharges are printed as additions to the base rate, so the effective rate for any scenario is a simple sum
- Fee lines carry their conditions: 'You get this fee back for won disputes.' and 'There's no Smart Dispute fee for lost disputes.'
- Promotional rates carry an end date and the rate that follows: 'Promotional rate through January 1, 2027; + 0.2% thereafter'
What does Stripe's pricing page reveal about its pricing strategy?
- Every capability is included for every account, so the rate is the only commercial variable and the self-serve offer fits in one number
- IC+ pricing on the Custom card is the structure for large merchants: interchange passed through at cost with Stripe's margin on top
- Smart Disputes is priced as a success fee, 30% of the amount won and nothing on a loss, so Stripe earns only when its AI-prepared evidence wins
- Managed Payments stacks 3.5% on top of Payments fees, pricing merchant-of-record services such as tax remittance and customer support as their own layer
- Percentage fees with caps, such as ACH at 0.8% capped at $5.00, keep high-ticket payments economical on bank rails
Learn with Orb
- GuideStripe pricing breakdown: Fees, features, & plans in 2025 Orb's buyer guide to Stripe's plans and costs. This page covers how the pricing page presents them.
- GuidePay-as-you-go pricing for SaaS Standard is pay-as-you-go at 2.9% + 30¢ per successful domestic card transaction with no setup or monthly fees; Orb's guide covers how pay-as-you-go lowers the barrier to entry and scales revenue with use.
- GuideAn expert's guide to enterprise pricing for SaaS The Custom card names IC+ pricing, volume, multi-product and country-specific rates as the levers behind Contact sales; Orb's enterprise guide covers what to weigh when prices are set deal by deal.
- ProductPrice modeling Surcharges for manually entered cards, international cards and currency conversion stack on the base rate as a simple sum; Orb's price modeling expresses dimensional rates like these and changes them without re-engineering billing.
Questions about Stripe pricing
How much does Stripe cost?
Stripe's pricing starts at 2.9% + 30¢. The page shows 2 plans, with the top plan priced through sales.
What pricing model does Stripe use?
Stripe prices with a fee per transaction, combined with usage-based pricing. Buyers can sign up on their own or go through the sales team. Its plans are aimed mainly at developers.
Does Stripe have a free plan?
Stripe's pricing page shows no free plan or free trial. The lowest paid plan starts at 2.9% + 30¢.
Does Stripe offer an annual discount?
Stripe's pricing page shows a single billing period. The listed prices start at 2.9% + 30¢. Terms for the plans priced through sales are set with the sales team.
How is Stripe's pricing page laid out?
The page shows 2 plans and includes an FAQ. The breakdown above marks 14 points on it: 8 things it does well and 6 insights into the pricing.
How much does Stripe charge for disputes and chargebacks?
Stripe charges a dispute received fee of "$15.00 for each dispute you receive" and a dispute countered fee of "$15.00 for each dispute you respond to manually". The page notes, "You get this fee back for won disputes". Smart Disputes, where Stripe's AI prepares the evidence, costs "30% of the disputed amount for each dispute you win", and "There's no Smart Dispute fee for lost disputes".
What does Stripe Managed Payments cost?
Managed Payments, Stripe's merchant of record solution, is priced at "3.5% per successful Managed Payments transaction in addition to Payments fees". That rate covers indirect tax compliance (sales tax, VAT, GST) and remittance in more than 75 countries. It also includes fraud prevention, dispute management, invoicing, and customer support globally.
What extra fees does Stripe add for international cards and currency conversion?
Stripe's base card rate is 2.9% + 30¢ per successful transaction for domestic cards. The page adds "+ 1.5% for international cards" and "+ 1% if currency conversion is required", plus "+ 0.5% for manually entered cards". These surcharges stack on the base rate, so the total for any payment is a simple sum.
From the page as captured September 18, 2026. Current prices are on stripe.com
Adyen
$0.13 + Interchange++ + 0.60%Adyen publishes its tariff as a rate sheet: a fixed '$0.13' processing fee on every transaction plus a fee set by the payment method, across more than a hundred methods. Card networks run on interchange++, 'Interchange+ + 0.60%', which passes network costs through at cost and makes Adyen's own margin a visible line. A Payment / Refund switch publishes refund costs on the same table.
Lemon Squeezy
5% + 50¢Lemon Squeezy prices its merchant-of-record commerce at one rate, '5% + 50¢' per transaction with no monthly fee, and sells email marketing on a separate subscriber meter that is free for up to 500 subscribers. The most interesting thing on the page is a cost table that prices the do-it-yourself stack line by line, so the take rate is read against the whole cost of selling online.
Paddle
5% + 50¢Paddle prices its merchant-of-record service as one line, '5% + 50¢ per Checkout transaction', and a Custom pricing card for larger sellers. Because Paddle becomes the legal seller on every sale, that rate carries payments, subscription billing, sales tax and VAT compliance, fraud protection and chargeback handling, and the 'What's included?' grid lays out the whole bundle.