How Adyen prices
Captured November 2, 2026 at 1440px wide. The page continues below the crop (13,277px in total).
Adyen plans and prices
| Plan | Price |
|---|---|
| Processing fee | $0.13 |
As printed on the page captured November 2, 2026.
How does Adyen pricing work?
The value metric is the transaction, priced in two parts and stated in one sentence at the top: 'For each transaction, we charge a fixed processing fee + a fee determined by the payment method.' The hero card shows the formula, a 'Processing fee' of '$0.13' plus a 'Payment method fee' that cycles through 'Interchange+ + 0.60%', '€ 0.22', '3.95%' and 'Defined by card used'. There are no plans to choose between. 'No setup fee' and 'Pay per transaction, with no setup or monthly fees' make the transaction the whole bill for payment processing, and the intro notes that 'Other Adyen products, besides payment methods, are priced separately', which keeps this page focused on acceptance.
The page is built for a payments or finance lead evaluating a processor. Under the hero sit four value props, No setup fee, One integration, Flexible payouts and Explore payment methods, then the rate explorer: a search field labeled Find payment methods, a Payment / Refund switch, Location and Region filters, and a table with Payment method, Shopper country, Adyen processing fee and Payment method fee. The FAQ opens with 'What is interchange++?' and covers setup fees, multi-currency, bank accounts, eligibility and 'Is custom pricing available?', and the page closes on 'Talk to our sales team to learn more about how our pricing works' with 'Get in touch'. The motion is sales-led, with the full public tariff as the starting point for that conversation.
Interchange++ is pass-through pricing: the card network's interchange and scheme fees reach the merchant at cost, and Adyen's markup, '+ 0.60%' plus '$0.13', is stated separately. The FAQ says the model 'accurately tracks Interchange rates and scheme fees right down to a transaction level', which is what a large merchant reconciling millions of payments wants to see. Local methods print their own fixed or percentage fees in local currency, and wallet rows follow the same logic: WeChat Pay and Alipay print '3%', while Alipay+ opens a 'More information' panel. A set of rows, such as PIX and Meal vouchers 'Based on transaction volume' or PayPal's 'direct contract with PayPal + management service fee', points to volume pricing and partner contracts settled with sales. Separating pass-through costs from platform value is the idea to borrow for any product that resells an underlying resource.
What does Adyen's pricing page do well?
- The whole tariff is stated in one sentence at the top, 'a fixed processing fee + a fee determined by the payment method', and the hero card shows the formula with live examples
- The Payment / Refund switch publishes what each method costs to refund as well as to accept
- Per-method fees are printed with shopper country for more than a hundred methods, so a merchant expanding into a new market can read the local cost, such as BLIK at '1.5%'
- Search, Location and Region filters cut a long table down to the methods a merchant sells through
- 'Pay per transaction, with no setup or monthly fees' settles the platform-fee question before the rate sheet opens
What does Adyen's pricing page reveal about its pricing strategy?
- Interchange++ separates pass-through network costs from Adyen's own markup of '$0.13' plus '0.60%' on cards
- A single fixed processing fee on every row makes the method fee the variable that changes by market
- Volume-based, direct-contract and 'More information' rows mark where pricing moves into a negotiated or partner-set deal, and the table shifts methods between printed and partner-set fees as terms settle
- 'Other Adyen products, besides payment methods, are priced separately' points to a modular catalog where risk, issuing and other products each carry their own price
- Fees quoted in local currency, from 'IDR 9,000.00' to 'SEK 2', reflect a processor built for global acquiring
Learn with Orb
- ProductPrice modeling Every row pairs a fixed processing fee with a method fee that varies by payment method and shopper country, a dimensional rate table of the kind Orb's price modeling is built to express.
- ProductInvoicing Interchange++ passes network costs through and shows Adyen's markup as its own line, the itemized detail Orb's invoicing carries so finance teams can reconcile each charge.
Questions about Adyen pricing
How much does Adyen cost?
Adyen's pricing starts at $0.13 + Interchange++ + 0.60%. The page shows 1 plan, with the top plan priced through sales.
What pricing model does Adyen use?
Adyen prices with a fee per transaction, combined with usage-based pricing. The page is built around talking to the sales team. Its plans are aimed mainly at enterprises.
Does Adyen have a free plan?
Adyen's pricing page shows no free plan or free trial. The lowest paid plan starts at $0.13 + Interchange++ + 0.60%.
Does Adyen offer an annual discount?
Adyen's pricing page shows a single billing period. The listed prices start at $0.13 + Interchange++ + 0.60%. Terms for the plans priced through sales are set with the sales team.
How is Adyen's pricing page laid out?
The page shows 1 plan and includes an FAQ. The breakdown above marks 14 points on it: 7 things it does well and 7 insights into the pricing.
What is interchange++ pricing at Adyen?
Adyen's FAQ describes interchange++ as "a pricing model which accurately tracks Interchange rates and scheme fees right down to a transaction level." Card networks such as Visa and Mastercard are listed at "$0.13 + Interchange+ + 0.60%", which shows Adyen's own fee as a separate line. Adyen says this means it can "calculate the cost of each payment even before it is completed", so merchants can see exactly what they are charged for each transaction.
How much does Adyen charge for WeChat Pay and Alipay?
WeChat Pay is listed at "$0.13 + 3%", the fixed processing fee plus a 3% payment method fee. Alipay and AlipayHK also carry a 3% payment method fee on top of the $0.13 processing fee. Alipay+ opens a "More information" panel, where its terms are set out separately.
How does Adyen price PayPal and PIX payments?
PayPal is listed at "$0.13 + direct contract with PayPal + management service fee", so merchants contract with PayPal directly alongside Adyen's processing fee. PIX in Brazil and Meal vouchers are priced "Based on transaction volume". For these rates, the page invites merchants to talk to the sales team through "Get in touch".
From the page as captured November 2, 2026. Current prices are on adyen.com
Stripe
2.9% + 30¢Stripe sells payments through two doors: Standard at 2.9% + 30¢ per successful domestic card transaction with no setup or monthly fees, and Custom for large volume with IC+ pricing, volume, multi-product and country-specific rates. Below them, every product in the platform carries its own rate card, with surcharges printed as additions to the base rate, so any scenario can be priced as a sum.
Lemon Squeezy
5% + 50¢Lemon Squeezy prices its merchant-of-record commerce at one rate, '5% + 50¢' per transaction with no monthly fee, and sells email marketing on a separate subscriber meter that is free for up to 500 subscribers. The most interesting thing on the page is a cost table that prices the do-it-yourself stack line by line, so the take rate is read against the whole cost of selling online.
Paddle
5% + 50¢Paddle prices its merchant-of-record service as one line, '5% + 50¢ per Checkout transaction', and a Custom pricing card for larger sellers. Because Paddle becomes the legal seller on every sale, that rate carries payments, subscription billing, sales tax and VAT compliance, fraud protection and chargeback handling, and the 'What's included?' grid lays out the whole bundle.