How Ramp prices

'Start for free. Scale with Intelligence.' names both motions, and the subhead addresses 'a startup, global enterprise, or somewhere in between'. Every card carries a 'What's your work email?' field above its button, 'Get started for free' on Free and Plus and 'Contact sales' on Enterprise, so the first step is the same on every plan. Plus takes the yellow border, the filled yellow button and 'Save 20% with annual billing'. 'View all features' on each card leads to Compare Features, a matrix from Corporate Card to Support with plan names and buttons in its header. '85,000+ finance teams have saved millions of hours with Ramp.' sits between the cards and the table, and a four-question FAQ closes the page.

Under the hood, the Free tier is a full product: unlimited cards, OCR invoice capture, bill pay by ACH, card, check and wire, invoicing and cash application on the receivables side, and Banking accounts earning 2% and 4.61%. That points to revenue earned on card spend, payment flows and cash balances alongside the subscription, which is what lets the entry plan cost nothing. The FAQ makes the loop explicit: 'You can pay for Ramp Plus with ACH or the rewards you earn from your Ramp card spending.' Plus carries a seat price and a platform fee, a two-part tariff that lets small teams start low while larger organizations contribute through the fee, and Enterprise is 'Custom' on 'Annual billing', where implementation, ERP extensions and support are scoped per deal. The Accounts Receivable rows split the module in two: collecting payments is included on every plan, while revenue recognition and recurring billing schedules form a separate add-on. Worth borrowing: publish a free tier strong enough that the paid plans sell automation, and package the deepest workflows as modules a buyer can attach to any plan.